Nine key points on the Usury Act,es



Recopilamos los principales criterios de la jurisprudencia actual relativa a la Ley de Usura.

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Revolving credit usurious declared in Mallorca,es


Se declara en Mallorca el carácter usurario de un crédito revolving con un TAE del 24.6%

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As interest annular remuneratory,es

falta de transparencia

La falta de transparencia en el interés remuneratorio permite declarar su nulidad en préstamos con consumidores.

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Two unfair terms key: Interest on late payments and early maturity

clausulas abusivas


In the extensive catalog of unfair terms that appear frequently in mortgage loan contracts, They stand out for their importance relative to interest on arrears and early maturity.

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Comments of the STJUE 21 January 2015, Rafael Juan Juan Sanjose

interes de demora

Once declared invalid by being abusive interest for late payment, that clause must be expelled from the contract and therefore no interest, ni legal, or procedural, be applied.

We publish below the commentary on the judgment of the Court of Justice of the European Union by Rafael Juan Juan Sanjosé, Alternate Judge of the Provincial Court of Castellón.


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