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Guide to the Second Chance Act

ley segunda oportunidad

The call “Second Chance Act” aims to prevent “attainder” of those who have experienced a business failure or have sobreendeudado

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Los intereses de demora no permiten la calificación como usurario de un préstamo

usura

Default interest in isolation, do not allow the cancellation of a loan application of the Usury Act

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Abusividad de la comisión por reclamación de posiciones deudoras vencidas

comision reclamacion posiciones deudoras

In consumer contracts, the clause that establishes a commission claim expired debtor positions is abusive and therefore void

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Clausulas limitativas en el seguro de responsabilidad de los administradores

seguro responsabilidad administradores

In liability insurance managers, excluding severance derivation of responsibility for the Tax Agency, It is a limiting clause

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 reclamar estructurados

In some structured products, It breached the contract by failing to apply the anti-dilution measures. This allows any investor claim regardless of their profile and the information provided

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