Revolving credit usurious declared in Mallorca,es


the usurious character of a revolving credit with an APR stated in Mallorca,,es,The Audiencia Provincial de Mallorca has implemented a,,es,to declare null the interests of a revolving credit considered usurious,,es,unconscionable and disproportionate to the circumstances,,es,Only the borrower will have to repay the loan principal,,es,The decision was adopted by the Provincial Court in its judgment Mallorca Ollie #,,es,The facts of which gave rise were the following,,es,Esther signed with Citibank Spain S.A,,es,revolving credit agreement associated card,,es,a nominal annual rate was established the,,es,and an annual percentage rate,,es,T.A.E.,,en,Citibank S.A,,en,He transferred ownership of its consumer banking business to Banco Popular-E S.A.,,es,who,,es 24.6%

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Estructurados con hipoteca multidivisa de Santander anulados en Madrid

estructurado y multidivisa


¿Imaginan el riesgo de combinar un préstamo hipotecario multidivisa con un depósito estructurado?

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Information requirements in consumer credit

credito al consumo

What is the information to be given to a consumer when you hire a loan?

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Obligations of the bank to the consumer



What are the obligations of a financial institution when you contract with a consumer? What are the consequences of breach of these obligations?

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Can I redeem my mortgage to the bank?













There is the possibility to repurchase their credit at a cost of only between 30 to the 50% of its value.

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