Consumers and Users

The CJEU reiterates its concept of "consumer"

concepto consumidor TJUE

If the client does not act within a professional activity, must be qualified as a "consumer"

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Concept of “consumer” financial products CJEU


The value of the investment, the risks assumed and the knowledge and experience are irrelevant to a consumer


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Volkswagen case: First sentence dismissed



The District Court of Torrelavega has issued the first judgment dismissing the case on the Volkswagen 19 May 2016.
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Legislation applicable to ground clauses mortgage

mortgage clause soil










A ground clauses mortgage the following rules apply primarily.

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Guide contracting between entrepreneurs and consumers: Right of withdrawal (II)

guia consumidores y usuarios








In recruiting among businesses and consumers as keynotes include the right of withdrawal and unfair terms.

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