disability insurance sentences

The concept of permanent disability as a limiting clause

 seguro incapacidad

If the type of disability is restricted by the cause,  the severity of the injuries or their degree, we are faced with a limitation clause that must be expressly accepted by the insured

 

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About the limiting clauses in sickness or accident insurance

clausulas limitativas

It is not possible to empty content of health or accident insurance through limiting clauses

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Statement of risk in life insurance

declaracion riesgo

The risk statement is a response duty to ask the insurer whose failure could have serious consequences for the insured

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Life insurance and health questionnaire filled out without asking the insured

seguro de vida

 

In life insurance contracts, health questionnaires completed by the employee of the insurance company without asking the insured, not serve to avoid paying compensation

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Seguro de vida y cuestionario de salud rellenado por el empleado

seguro de vida cuestionario de salud

 

Cuando el cuestionario de salud es rellenado por los empleados sin preguntar al cliente, la aseguradora debe abonar la indemnización por el seguro de vida o invalidez

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