abogado seguros

clauses limiting liability insurance

clausulas limitativas contrato seguro

 

Failure to comply with the requirements for the validity of the restrictive clauses in the insurance contract invalid and entails the obligation to indemnify the insurer

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Life insurance and existence of fraud in the health questionnaire

 

The holder of a life insurance intentionally omitted a prior condition to being asked about the same, incurs fraud and the insurer has no obligation to indemnify

 

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Life insurance and ambiguity in health questionnaires

seguro de vida

 

There is no data hiding by the policyholder of a life insurance when the health questionnaire is ambiguous or overly generic

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Life insurance and health questionnaire filled out without asking the insured

seguro de vida

 

In life insurance contracts, health questionnaires completed by the employee of the insurance company without asking the insured, not serve to avoid paying compensation

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About General Conditions unaccepted in the Insurance Contract

Seguro Responsabilidad Civil

The limitations included in the general conditions of a contract must be accepted to be effective against the insured

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