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Life insurance and ambiguity in health questionnaires

Published 12 November, 2019 | By Drafting,,es,Fire insurance,,es,The insurance company is responsible in case of inaccuracy of the information provided by its own agent,,es,The policyholder must act as diligently as possible. & Nbsp; You must declare the circumstances that modify the risk in a damage insurance,,es,& nbsp; But it is the insurer who has to face the consequences if your agent had made an error in completing an amendment to the contract policy. & Nbsp; & nbsp;,,es,The Supreme Court has ruled in the STS,,es,about this matter,,es,in which a policyholder who signs a multi-risk contract with an insurer,,es,subsequently he encounters various problems in order to obtain the pertinent compensation,,es

seguro de vida

 

There is no data hiding by the policyholder of a life insurance when the health questionnaire is ambiguous or overly generic

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Posted in Blog, Clausulas limitativas, Cuestionario de salud, Deber declaracion riesgo, Incapacidad permanente absoluta, Law of Insurance Contracts, rural Life, Disability Insurance, Total disability insurance, Permanent disability insurance, Disability Insurance, Seguro de vida, Insurance, Life insurances,,es,Generali ordered to pay,,es,Generali Seguros,,it,Confirmed the order to pay compensation for life insurance Generali hired,,es,Generali insurance lawyer,,es,claim insurance compensation,,es,life insurance,,es, Sentencias seguro vida, Sentencias seguros de vida | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Life insurance and health questionnaire filled out without asking the insured

Published 6 November, 2019 | By Drafting,,es,Fire insurance,,es,The insurance company is responsible in case of inaccuracy of the information provided by its own agent,,es,The policyholder must act as diligently as possible. & Nbsp; You must declare the circumstances that modify the risk in a damage insurance,,es,& nbsp; But it is the insurer who has to face the consequences if your agent had made an error in completing an amendment to the contract policy. & Nbsp; & nbsp;,,es,The Supreme Court has ruled in the STS,,es,about this matter,,es,in which a policyholder who signs a multi-risk contract with an insurer,,es,subsequently he encounters various problems in order to obtain the pertinent compensation,,es

seguro de vida

 

In life insurance contracts, health questionnaires completed by the employee of the insurance company without asking the insured, not serve to avoid paying compensation

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Posted in Blog, Incapacidad permanente absoluta, Total disability insurance, Permanent disability insurance, Seguro de vida, Seguro vinculado a préstamo, Life insurances,,es,Generali ordered to pay,,es,Generali Seguros,,it,Confirmed the order to pay compensation for life insurance Generali hired,,es,Generali insurance lawyer,,es,claim insurance compensation,,es,life insurance,,es, disability insurance sentences, Sentencias seguro vida, Sentencias seguro vinculado a prestamo, Sentencias seguros de vida | Tagged , , , , , , , , , , , , , , , , , , , , , | Leave a comment

About General Conditions unaccepted in the Insurance Contract

Published 29 October, 2019 | By Drafting,,es,Fire insurance,,es,The insurance company is responsible in case of inaccuracy of the information provided by its own agent,,es,The policyholder must act as diligently as possible. & Nbsp; You must declare the circumstances that modify the risk in a damage insurance,,es,& nbsp; But it is the insurer who has to face the consequences if your agent had made an error in completing an amendment to the contract policy. & Nbsp; & nbsp;,,es,The Supreme Court has ruled in the STS,,es,about this matter,,es,in which a policyholder who signs a multi-risk contract with an insurer,,es,subsequently he encounters various problems in order to obtain the pertinent compensation,,es

Seguro Responsabilidad Civil

The limitations included in the general conditions of a contract must be accepted to be effective against the insured

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Posted in Blog, delimiting clauses, Clausulas limitativas, Condiciones generales, Groupama, Liability insurance, Insurance, Zurich | Tagged , , , , , , , , , , , , | Leave a comment

Nullity life insurance linked to mortgage loan in Pontevedra

Published 24 October, 2019 | By Drafting,,es,Fire insurance,,es,The insurance company is responsible in case of inaccuracy of the information provided by its own agent,,es,The policyholder must act as diligently as possible. & Nbsp; You must declare the circumstances that modify the risk in a damage insurance,,es,& nbsp; But it is the insurer who has to face the consequences if your agent had made an error in completing an amendment to the contract policy. & Nbsp; & nbsp;,,es,The Supreme Court has ruled in the STS,,es,about this matter,,es,in which a policyholder who signs a multi-risk contract with an insurer,,es,subsequently he encounters various problems in order to obtain the pertinent compensation,,es

seguro vinculado

 

The Provincial Court of Pontevedra confirms the invalidity of a single premium insurance linked to hiring a mortgage loan

 

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Posted in Banking, Banco Popular, Blog, Unfair terms, euro Vida, Linked insurance, Seguro vinculado a préstamo, Life insurances,,es,Generali ordered to pay,,es,Generali Seguros,,it,Confirmed the order to pay compensation for life insurance Generali hired,,es,Generali insurance lawyer,,es,claim insurance compensation,,es,life insurance,,es | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

Direct action 76 LCS: only liability insurance

Published 22 October, 2019 | By Drafting,,es,Fire insurance,,es,The insurance company is responsible in case of inaccuracy of the information provided by its own agent,,es,The policyholder must act as diligently as possible. & Nbsp; You must declare the circumstances that modify the risk in a damage insurance,,es,& nbsp; But it is the insurer who has to face the consequences if your agent had made an error in completing an amendment to the contract policy. & Nbsp; & nbsp;,,es,The Supreme Court has ruled in the STS,,es,about this matter,,es,in which a policyholder who signs a multi-risk contract with an insurer,,es,subsequently he encounters various problems in order to obtain the pertinent compensation,,es

seguro vida

The art. 76 LCS protects the direct action of third persons of the exceptions that the insurer could raise against the insured, only in liability insurance. Non-payment of premium life insurance involves the reduction of compensation but not their total rejection.

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Posted in Blog | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment
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