nonpayment of premium

Direct action 76 LCS: only liability insurance

seguro vida

The art. 76 LCS protects the direct action of third persons of the exceptions that the insurer could raise against the insured, only in liability insurance. Non-payment of premium life insurance involves the reduction of compensation but not their total rejection.

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Seguro de daños, nonpayment of premium and Insurance Compensation Consortium



seguro de daños

Agreements between the insurer and the policyholder damage insurance do not affect the Insurance Compensation Consortium

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Life insurance and partial non-payment of premium

impago prima seguro


Non-payment of a periodic fee of life insurance,  is not considered only partial but total unpaid

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