seguro vida hipoteca

Direct action 76 LCS: only liability insurance

seguro vida

The art. 76 LCS protects the direct action of third persons of the exceptions that the insurer could raise against the insured, only in liability insurance. Non-payment of premium life insurance involves the reduction of compensation but not their total rejection.

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Termination of life insurance inaccuracy in the health questionnaire

Seguro de vida

 

 

Insurers may terminate the insurance contract by inaccuracies in the health questionnaire responses. But if they do not run, They must bear the consequences

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The beginning “against proferentem” in life insurance

seguro de vida

 

The company must assume the consequences of introducing ambiguous and generic clauses, that confusing,  in life insurance

 

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Payment protection insurance, restrictive clauses and contract interpretation

Seguro proteccion pagos

 

A payment protection insurance, the lack of clarity of the clauses must be interpreted in favor of the customer and qualifying clauses must comply with Article 3 LCS Continue reading

Life insurance and passive standing in Banking and Insurance

BBVA

 

Hiring life insurance through banks generates frequent problems of passive legitimization

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