seguros de vida

Life insurance and ambiguity in health questionnaires

seguro de vida

 

There is no data hiding by the policyholder of a life insurance when the health questionnaire is ambiguous or overly generic

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Life insurance and health questionnaire filled out without asking the insured

seguro de vida

 

In life insurance contracts, health questionnaires completed by the employee of the insurance company without asking the insured, not serve to avoid paying compensation

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Nullity life insurance linked to mortgage loan in Pontevedra

seguro vinculado

 

The Provincial Court of Pontevedra confirms the invalidity of a single premium insurance linked to hiring a mortgage loan

 

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Direct action 76 LCS: only liability insurance

seguro vida

The art. 76 LCS protects the direct action of third persons of the exceptions that the insurer could raise against the insured, only in liability insurance. Non-payment of premium life insurance involves the reduction of compensation but not their total rejection.

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Termination of life insurance inaccuracy in the health questionnaire

Seguro de vida

 

 

Insurers may terminate the insurance contract by inaccuracies in the health questionnaire responses. But if they do not run, They must bear the consequences

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