The CJEU reiterates its concept of "consumer"

concepto consumidor TJUE

If the client does not act within a professional activity, must be qualified as a "consumer"

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What unfair terms should be reviewed ex officio by the judge?


clausulas abusivas

The judge must officially examine the abusiveness of clauses which relate to the subject of the dispute

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Concept of “consumer” financial products CJEU


The value of the investment, the risks assumed and the knowledge and experience are irrelevant to a consumer


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early maturity even abusive 7 impagos para el TWENTY

vencimiento anticipado

For the Court of Justice of the European Union, the nullity of the clause abusive anticipated maturity may be declared even if the bank has waited for a hefty number of defaults occur.

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Information requirements in consumer credit

credito al consumo

What is the information to be given to a consumer when you hire a loan?

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