Los intereses de demora no permiten la calificación como usurario de un préstamo


Default interest in isolation, do not allow the cancellation of a loan application of the Usury Act

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Guide to reclaim its revolving credit

tarjeta revolving

High interest on loans and revolving cards have caused numerous jurisprudence, declaring its nullity considered usurious or lack of transparency required

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Nine key points on the Usury Act,es



We collect the main criteria of the current case law on the Usury Act.

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Revolving credit usurious declared in Mallorca,es


the usurious character of a revolving credit with an APR stated in Mallorca,,es,The Audiencia Provincial de Mallorca has implemented a,,es,to declare null the interests of a revolving credit considered usurious,,es,unconscionable and disproportionate to the circumstances,,es,Only the borrower will have to repay the loan principal,,es,The decision was adopted by the Provincial Court in its judgment Mallorca Ollie #,,es,The facts of which gave rise were the following,,es,Esther signed with Citibank Spain S.A,,es,revolving credit agreement associated card,,es,a nominal annual rate was established the,,es,and an annual percentage rate,,es,T.A.E.,,en,Citibank S.A,,en,He transferred ownership of its consumer banking business to Banco Popular-E S.A.,,es,who,,es 24.6%

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Usury: Five criteria Supreme Court


The Supreme Court has scheduled the main criteria for applying the Law of Repression of Usury in a ruling dated 25 November 2015, in cases of consumer credit.

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